Privacy Policy

1. Overview

At RentVsBuyIndia.com, we take your privacy seriously. This privacy policy explains how we handle data when you use any of our calculators and complies with India's Digital Personal Data Protection Act (DPDP Act) 2023.

The key point is that whilst your calculator inputs are processed on our servers to generate results, we do not store or maintain any records of these calculations. No information can tie your usage to you directly or indirectly. This policy is designed to be easily understood by users in India and globally.

Quick Summary: Calculator inputs are processed on our servers but not stored. We only collect anonymous usage data through Google Analytics. Your calculations remain private with no records maintained.

2. Information We Collect

We collect only anonymous usage data through Google Analytics, which includes:

  • Pages visited on our website
  • Time spent on the website
  • Type of browser and device used
  • General geographic location (country/city level only)
  • Referral source (how you found our website)
  • Basic demographic information (age range, gender - if provided to Google)

We do not collect or store:

  • Records of your calculator inputs or results (though they are processed temporarily on our servers)
  • Personal information such as names, addresses, or phone numbers
  • Financial data or account information
  • Specific IP addresses (Google Analytics anonymises these)
  • Sensitive personal data as defined under the DPDP Act 2023
  • Any data that can identify or link back to individual users

Under India's DPDP Act 2023, we process your data based on the following legal grounds:

  • Legitimate Interest: Anonymous analytics help us improve our calculators and website functionality
  • Consent: By continuing to use our website, you consent to our use of cookies for analytics purposes
  • Performance of Service: Processing calculator inputs on our servers to generate results and deliver our calculators effectively

You can withdraw consent or object to processing at any time by disabling cookies in your browser or contacting us.

4. How We Use Information

The anonymous analytics data we collect is used solely to:

  • Understand how visitors use our calculators and which features are most helpful
  • Identify and fix technical issues or errors
  • Improve the user experience and website performance
  • Make decisions about future features and content
  • Analyse traffic patterns to optimise server performance
  • Ensure our calculators work correctly across different devices and browsers

We never use this data for targeted advertising, profiling, or any commercial purposes beyond improving our free calculators. Calculator inputs are processed only to generate results and are not stored or logged.

5. Data Retention

We retain analytics data for the following periods:

  • Google Analytics Data: 26 months from the date of collection (Google's standard retention period)
  • Server Logs: 30 days maximum, containing only technical information like error messages
  • Cookie Data: Varies by cookie type, typically 24 months maximum

After these periods, data is automatically deleted. We do not retain any calculator inputs - whilst they are processed on our servers to generate results, no records or logs of these calculations are maintained.

6. Cookies and Tracking

We use only essential cookies from Google Analytics. These cookies:

  • Do not contain personal information
  • Are used only for anonymous analytics
  • Can be blocked through your browser settings (calculator functionality requires server communication but no tracking data)
  • Help us understand website usage patterns

Managing Cookies: You can control cookies through your browser settings. Most browsers allow you to block or delete cookies. Blocking analytics cookies will not affect the functionality of our calculators.

Opt-Out: You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on.

7. Your Rights

Under India's DPDP Act 2023 and international privacy laws, you have the following rights:

  • Right to Information: Request details about what data we process (though we collect minimal data)
  • Right to Correction: Request correction of any inaccurate data
  • Right to Erasure: Request deletion of your data
  • Right to Data Portability: Request your data in a portable format
  • Right to Withdraw Consent: Withdraw consent for data processing at any time
  • Right to Grievance Redressal: Raise concerns about our data practices

Exercising Your Rights: Since we don't store personal data or calculation records, most requests will result in "no data found." To exercise any rights or raise concerns, contact us at privacy@rentvsbuyindia.com.

Data Protection Board: You can file complaints with India's Data Protection Board if you're unsatisfied with our response.

8. International Data Transfers

The anonymous analytics data collected through Google Analytics may be transferred to and processed in countries outside India, including the United States where Google's servers are located.

Safeguards:

  • Google Analytics anonymises IP addresses
  • No personal information is included in transferred data
  • Google provides appropriate technical and organisational measures to protect data
  • Data transfers comply with Google's privacy commitments and applicable laws

9. Third-Party Services

We use Google Analytics, which has its own privacy policy. You can learn more about how Google Analytics handles data at:

We have configured Google Analytics to:

  • Anonymise IP addresses
  • Not share data with other Google products
  • Respect Do Not Track browser settings where possible

10. Children's Privacy

Our calculators are primarily designed for adults making real estate and financial decisions. However, we recognise they may also be used for educational purposes by older students (typically 14+) learning about financial concepts, mortgages, and property economics in academic settings or for theoretical planning exercises.

We do not knowingly collect data from children under 13 years of age. Since we don't store calculation data or personal information, there is minimal risk even if younger users access our calculators.

If you believe a child under 13 has accessed our website, please contact us immediately at privacy@rentvsbuyindia.com so we can address any concerns.

Parents and guardians should supervise their children's internet usage and help them understand online privacy.

11. Data Security

Since we don't store personal data or calculation records, there is minimal security risk. However, we still maintain secure practices:

  • Calculator inputs are processed on secure servers with HTTPS encryption
  • No calculator data is stored or logged on our servers after processing
  • We use HTTPS encryption for all web traffic
  • Our website undergoes regular security updates and monitoring
  • Access to our servers is restricted and monitored
  • Server memory is cleared after each calculation request

12. Data Breach Response

In the unlikely event of a data breach affecting the limited analytics data we collect:

  • We will assess the nature and scope of the breach immediately
  • Notify the relevant authorities as required under the DPDP Act 2023
  • Inform affected users if personal data is involved (though we collect minimal personal data)
  • Take immediate steps to contain and remedy the breach
  • Review and improve our security measures to prevent similar incidents

Given that we don't store calculator records or personal data, most potential breaches would involve only anonymous analytics data. Calculator processing occurs in memory only with no persistent storage.

13. Changes to Privacy Policy

We may update this privacy policy from time to time to reflect changes in:

  • Our data practices
  • Legal requirements under the DPDP Act 2023 or other applicable laws
  • Technology or third-party services we use

Notification of Changes: Any material changes will be prominently posted on this page with an updated revision date. We encourage you to review this policy periodically.

Continued Use: Your continued use of our website after changes are posted constitutes acceptance of the updated policy.

14. Governing Law and Jurisdiction

This privacy policy is governed by the laws of India, including the Digital Personal Data Protection Act (DPDP Act) 2023.

Jurisdiction: Any disputes arising from this privacy policy will be subject to the exclusive jurisdiction of the courts in Mumbai, Maharashtra, India.

Cross-Border Users: For users outside India, this policy also aims to comply with international privacy standards and applicable local laws where possible.

15. Contact Us

If you have any questions about this privacy policy or our practices, you can contact us:

Response Time: We aim to respond to all privacy-related enquiries within 30 days as required under the DPDP Act 2023.

Address: For postal correspondence, please write to us care of our registered address available upon request.