Property & home loan calculators
Every tool is free, needs no signup, and runs entirely in your browser — your numbers never leave your device.
Rent vs Buy Calculator
The main event: compare owning against renting-and-investing over your chosen comparison period, including the opportunity cost of your down payment.
Run the comparisonYour budget
Home Loan Affordability Calculator
A realistic property budget from your actual monthly surplus — maximum loan, comfortable EMI and a risk check on how far you are stretching.
Your loan
Home Loan EMI Calculator
Monthly EMI with the full amortisation schedule: principal–interest split, total interest cost and CSV export.
Renting
True Rental Expense Calculator
What renting really costs over your stay: rent inflation, brokerage, deposits, moving and maintenance — not just the monthly rent.
Investing
Property Investment Calculator
Buying a flat to rent out vs investing the same money: rent, vacancies, tenant churn and appreciation against compounding — with honest rental yields.